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About RJ Mortgages

A mortgage broker who gets to know you

We're a small, Essex-based mortgage and protection broker. No call centres, no being passed between teams, just honest advice from people who'll be with you from your first call to completion.

Our story

Mortgages should be personal

At RJ Mortgages, we believe getting a mortgage should feel exciting, not overwhelming. Whether you’re buying your first home, moving house, remortgaging or navigating a more complex situation, we’re here to make the process as straightforward and stress-free as possible.

We know life doesn’t always fit neatly into a 9-to-5 schedule, so neither do we. With appointments available by phone, video call and email at times that work around you, getting mortgage advice can fit around your job, family and everyday commitments.

Every client is different, and we believe your mortgage advice should reflect that. We take the time to understand your circumstances, explain your options in plain English and keep you informed at every stage, so you always know what’s happening and what comes next.

If you’ve been turned down by a lender, are self-employed, work as a contractor or simply aren’t sure where to start, don’t assume there isn’t a solution. We enjoy helping people explore their options, think outside the box and find a way forward that works for them.

You’re not just another application to us. You’re a person with your own plans, priorities and goals, and we’ll treat you that way from the first conversation to the day your mortgage completes.

Rachel holds the CeMAP qualification. RJ Mortgages Limited is an Appointed Representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority.

Let's get to know you

Book a free, no-obligation 30-minute chat at a time that suits you, including evenings and weekends.

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